Walking away from unvested equity costs whatever has not vested yet. That walk-away number is the value you forfeit by leaving before the next vest dates, not the vested equity you can keep.

Why this number matters

An offer that looks better on paper might cost you money once you factor in what you are walking away from. A $180,000 offer beats your $160,000 base pay until you account for the $40,000 of equity vesting next month on top of that base. Now you need $200,000 just to break even over the next year.

What the calculator shows

Money map: every vest event plotted with exact dates and amounts
Cliffs flagged: large vesting events worth waiting for
Golden exit windows: periods when walk-away cost is at its minimum
Your number: minimum offer total that beats staying, accounting for walk-away cost

How it handles your grants

Enter your RSUs, ISOs, NSOs, or share grants with their vesting schedules. The engine calculates walk-away cost per grant type: underwater options contribute zero, vested ISOs with short exercise windows add their spread to walk-away cost if you would forfeit them by leaving. The math adapts to cliffs, monthly vesting, refreshers, and sign-on grants with clawback windows.

Private by default, honest about the rest

This is a client-side calculator. Your comp data stays in your browser to compute the numbers above. Completing a comparison sends one signal (that a verdict was computed, no comp data) so we can tell the calculator is being used; see the privacy page for the specifics on that, on share links, and on local storage. If you activate the optional AI advisor, that choice is explicit and disclosed before anything is sent.